Checking session

Dashboard

Welcome back, Bailey

Current Fortnight Income

Next pay (0d)

$0.00

to

Last logged pay: $0.00

Stay Afloat Floor

$552.50

Fortnight minimum

Needed By Month-End Pay

$1,104.99

Required by last pay this month

Status

Watch

Coverage condition

Days Until Broke

0 days

Alert

Planning Rate

$27.00/hr

Projected Next Pay(Manual estimate until first salary pay on set in Settings)

$0.00

Against Fortnight Floor

-$552.50

Save Estimate (Saves to all devices)

Tools Hub

Clean overview. Open full tools only when needed.

Open Tools Panel

Checklist

0%

Quick Spend Left

$100.00

Over: $0.00

Forecast

0/100

High Bill Alerts

0

Smart Alerts

0

Changes

0

Pay Coverage

100%

Next Pay (days)

0d

Readiness 0%

Goals to Primary (This Pay)

$0.00

Goals first

Rest to emergency

Open Goals

Loan Summary

Loan Balance

$0.00

Total Paid

$0.00

Loan Paid Off0.0%

Monthly Costs

Total Monthly$1,104.99
Covered$0.00
Still Required$1,104.99
Surplus This Pay$0.00
Primary Goals Allocation (this pay)$0.00
Emergency Allocation (this pay)$0.00
Emergency Current Balance$0.00
Emergency Projected After This Pay$0.00

No surplus this month: goals remain queued until income increases or spending drops.

Full Time Move-Out Plan

Uses your fixed ANZ pay baseline plus rent and core living costs from Settings.

Edit Costs

Monthly net baseline

$5,256.33

Rent target / month

$2,253.33

$520.00/week

Utilities + groceries

$715.00

After living + current bills

$1,183.01

Move-out signal

Too Tight

Rent is 42.9% of net

Actual Performance

Latest Net Income

--

Hours Worked (Latest)

--

Effective Hourly

--

4-Pay Avg Effective Hourly

--

Account Snapshot Auto-Deduction

Income Hub

$0.00

BD Spend

$0.00

Emergency Fund

$0.00

Car Money

$0.00

Primary "Savings"

$0.00

Grand Total (All Accounts)

$0.00

Income Hub

Start: $0.00

Upcoming bills to next pay: -$0.00

Projected left: $0.00

BD Spend

Start: $0.00

Upcoming bills to next pay: -$0.00

Projected left: $0.00

Emergency Fund

Start: $0.00

Upcoming bills to next pay: -$0.00

Projected left: $0.00

Car Money

Start: $0.00

Upcoming bills to next pay: -$0.00

Projected left: $0.00

Primary "Savings"

Start: $0.00

Upcoming bills to next pay: -$0.00

Projected left: $0.00

Projected total left after auto-deductions: $0.00

Snapshot grand total: $0.00

Fortnight Readiness

This Pay vs Next 2 Weeks Bills

This pay

$0.00

2-week bills

$0.00

Coverage

100.0%

Buffer for this fortnight: $0.00

Projection by Next Pay

Projected left

$0.00

Next pay floor target

$552.50

Readiness

0.0%

Below target for the following fortnight.

Monthly Backstop Check

Bank-Verified Available (Income Hub + Car + BD Spend)

$0.00

Month Gap After Bank Check

$1,104.99

Prior-Month Carry Buffer

$0.00

From History

$0.00

From Emergency Fund

$0.00

Uncovered After Backstop

$1,104.99

Warning: bank + history + emergency still leave a gap for this month.

Health Report Snapshot

Open Full Report

Overall Score

15

Risk

Readiness

0.0%

Runway

0d

Backstop Gap

$1,104.99

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